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Market Close · Friday, June 12, 2026

Market Close June 12, 2026: 10-Year Treasury at 4.45%

By USBaseline · June 12, 2026 · 3 min read · Data: FRED, BLS, U.S. Treasury

Markets closed this Friday with the economic backdrop unchanged: CPI inflation at 4.3%, Fed Funds Rate at 3.6%, and the 10-year Treasury at 4.45%. Here's what today's session means for your business.

What today means for your business

Treasury yields stayed in a manageable range around 4.45%, keeping fixed-rate business loans relatively stable.

Crude closed at $95.00/barrel. Energy costs remain elevated — review freight contracts and utility budgets if you haven't recently.

Tomorrow's key signals

Watch for any Federal Reserve speaker events or economic data releases. The most market-moving reports for small businesses are the monthly CPI release, the jobs report (first Friday of each month), and any FOMC statement. Track all of them on the USBaseline economic calendar.

Bottom line: Rates stay high — protect cash flow and avoid variable-rate commitments.

📊 Key Numbers — June 12, 2026
CPI Inflation (YoY)4.3%
Fed Funds Rate3.6%
Unemployment Rate4.3%
10-Year Treasury4.45%
WTI Crude Oil$95.00/bbl
Retail Sales (MoM)+0.49%

Data sourced from FRED (Federal Reserve Bank of St. Louis), BLS, and U.S. Treasury. For informational purposes only — not financial advice. Privacy Policy