U.S. economic data — in plain English

Stop reading 40-page Fed reports. USBaseline pulls live data from official government sources and tells you what it actually means for your business — every morning.

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Inflation

3.4%

▲ Elevated

Fed Rate

5.25%

→ Hold

Jobs

3.9%

▲ Tight

AI Summary: The Fed held rates steady this month. Inflation remains above target at 3.4%. For most small businesses, this means borrowing costs stay high — consider locking in fixed rates if refinancing.

Live indicators

6 indicators. All official. All free.

Consumer Price Index FRED / BLS

3.4%

▲ Up 0.1% from last month — prices still rising

Federal Funds Rate FRED

5.25%

→ Held steady — no change at last FOMC

Unemployment Rate BLS

3.9%

▲ Up slightly — labor market easing

GDP Growth (QoQ) FRED / BEA

2.1%

▼ Slowed slightly — economy still expanding

10-Year Treasury Yield Treasury

4.32%

▲ Rising — signals higher long-term rates

Consumer Credit FRED / Fed

$5.1T

→ Stable — consumers maintaining spending

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Today's Plain English Summary Updated June 10, 2026 · 6:00 AM EST

The U.S. economy is in a cautious-growth phase. Inflation is stubbornly above the Fed's 2% target, which means interest rate cuts are off the table for now. If you're a small business owner thinking about a loan or line of credit, now is not the time to take on variable-rate debt — fix your rates where you can. The job market remains tight at 3.9% unemployment, which means wage pressure is likely to continue if you're hiring. GDP is growing but slowing. The safest moves right now: conserve cash, watch your margins, and hold off on large capital investments unless you're confident in your revenue pipeline.

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